Politica de confidențialitate

Privacy Policy

  1. Introduction

    Empire Group Insurance Agency LLC („we,” „our,” or „us”) is committed to protecting your privacy. This Privacy Policy applies to our website,empiregroupins.com, and any related products and services, including associated interactive features, widgets, plug-ins, applications, content, downloads, and other services that link to this Privacy Policy (collectively, the „Web Services”). This policy applies regardless of how you access or use the Web Services, whether via personal computer, browser, laptop, tablet, mobile phone, or other device (each a „Device”).

    This Privacy Policy outlines how Empire Group Insurance Agency LLC collects, uses, shares, and processes personal and other information from users of our Web Services. If we provide you with notice through our Web Services of different or additional privacy policies or practices (e.g., at the point of collection), those additional policies will govern such data collection and use.

    By using or accessing our Web Services or by submitting information to Empire Group Insurance Agency LLC, you consent to the terms of this Privacy Policy.

    Please review our Terms of Use, which govern your use of our Web Services. These Terms of Use include a mandatory arbitration agreement and class waiver, so please review them carefully. If you do not agree to our Terms of Use and the collection, use, and sharing of your information as detailed in this Privacy Policy, please do not access or use our Web Services or any information or content available through them.

    We reserve the right to change this Privacy Policy at any time. Your use of our Web Services following the posting of an updated Privacy Policy constitutes your acceptance of the updated policy. We reserve the right to apply the amended terms to the information that we have already collected, subject to any legal constraints. However, we will not use your previously collected Personal Information (defined below) in a manner materially different from what was represented at the time of collection. If any provision of this Privacy Policy is found by a competent tribunal to be invalid or unenforceable, such provision shall be severed to the extent necessary for the remainder to be valid and enforceable.

    Please note that this Privacy Policy applies only to our information-gathering, use, and dissemination practices in connection with our Web Services. It does not apply to any of our information practices conducted separately by Empire Group Insurance Agency LLC outside of our Web Services. Moreover, we are not responsible for the privacy policies, security standards, or content of other sites, regardless of whether our Web Services link to those websites. You should check the privacy policies of those sites before providing your personal information to them.

    This Privacy Policy is written in the English language. We do not guarantee the accuracy of any translated versions. To the extent any translated versions of this Privacy Policy conflict with the English version, the English version shall control.

  2. Information We Collect

    We collect information from you in several ways, including when you choose to share information with us through our website and through automated processes. We also collect information about your transactions with us, such as any information you submit through our Web Services. For example, we collect your contact information when you submit a question through our „Contact Us” page.

  3. Personal Information We Collect

    We collect the following categories of personal information:
    • Personal Identifiers:Name, email address, street address, city, state, phone number, zip code, and IP address.
    • Demographic Information:Date of birth.
    • Protected Class Information:
    • Internet or Other Electronic Activity Information:Online activity, preferences, time spent on features, browser and device characteristics, ISP details, referring and exit pages, operating system, clickstream data, and other technical information.
    • Marketing and Communications Data:Phone number (if provided), preferences for marketing communications, and general communication preferences.
      We retain the categories of personal information we collect for the length of time necessary to provide our services and to comply with legal obligations or to protect our legal rights.
  1. How We Use Your Information

    We use your information for the following purposes:
    • To provide and manage insurance policies.
    • To process payments and claims.
    • To communicate with you regarding policies, renewals, and updates.
    • To improve our services and customer experience.
    • To comply with legal and regulatory requirements.
  1. Information Sharing and Disclosure

    We do not sell your personal information. However, we may share it with:
    • Insurance Carriers & Partners:To underwrite policies and process claims.
    • Service Providers:For billing, customer support, and data analytics.
    • Legal Authorities:If required by law, court order, or to prevent fraud and unauthorized activities.
  1. Data Security

    We implement industry-standard security measures to protect your information, including encryption, secure servers, and access controls. However, no method of transmission over the internet is 100% secure, and we encourage you to protect your personal information.

  2. Your Privacy Rights

    Depending on your location, you may have rights to:
    • Access, correct, or delete your personal information.
    • Opt-out of certain data sharing practices.
    • Restrict or object to certain processing activities.
    • Request a copy of the data we hold about you.
  1. Cookies and Tracking Technologies

    We use cookies and tracking technologies to improve your browsing experience. You can manage cookie preferences through your browser settings.

  2. Third-Party Links

    Our website may contain links to third-party sites. We do not control the privacy practices or content of these external sites and encourage you to review their privacy policies before providing any personal information.

  3. Your California Privacy Rights

    If you are a California resident, you have certain privacy rights under the California Consumer Privacy Act (CCPA). Please refer to our CCPA Privacy Policy for information about your rights under the CCPA.

  4. Children’s Privacy

    Our Web Services are not intended for children.

  5. Contact Information

    If you have any questions about our Privacy Policy, please contact us: